Ashoka Fellow
Fellow Since 1992
This description of Idham Ibty's work was prepared when Idham Ibty was elected to the Ashoka Fellowship in 1992.
Idham Ibty of Yogyakarta is building a new community-based and interest-free credit system for petty traders and other grassroots micro-businesses. The rich of the community are the investors and shareholders, and are paid a flat ten percent of the total profits of any business that takes a loan.
The New Idea
The Problem
The Strategy
The Person

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