To live in today’s world, you need money; yet the majority of people do not have access to it. This book features 13 game changers from around the world who are challenging the status-quo and paving new pathways to financially include low-income families.

Through an in-depth study of their thought-provoking strategies, a framework for inclusion is distilled, centring around five levers to tackle the flaws of our formal financial system. If you are curious about how to get involved with changing the future of finance, this book is for you.

ERLIJN SIE has 15 years of experience working with multi-nationals and an equivalent number of years leading and growing social ventures. She is the co- founder of Micro-credits for Mothers and Credits for Communities and was managing director of the Banking with the Poor Network and HandsOn Microfinance. Currently, she works at Ashoka – the world’s largest international network of social entrepreneurs – with blue chip companies to trans-form business into a force for good through collaboration with social innovators. Erlijn has devoted her career to contributing to a more just and inclusive economy. Erlijn holds two Masters degrees in Management Sciences and Asian Studies.