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    For over 25 years, Carmen has dedicated her life to ensuring that women at the base of the pyramid have access to the capital and support needed to transform their lives and improve their families’ standard of living. As the cofounder of ProMujer, a pioneer organization in the field of microfinance, Carmen has been a leader in the field of microfinance across Latin America.

    Through BanQu, a disruptive innovation in the digital identity and financial inclusion spaces, Hamse and his co-founders Ashish Gadnis and Jeff Keiser are creating a paradigm shift in the way individuals and organizations (large and small) engage with refugees.

    Monish has built a new system to capture the creditworthiness of individuals from underserved and unserved markets and is using this system to rebuild the trust deficit that exists between these eluded citizens and the banking sector.

    Duquesne Fednard has developed a new consumer financing model to make high-impact technologies accessible to Haitians with little to no savings/income. His model leverages economies of scale by aggregating consumer demand and contributes to overcoming the challenge of last mile distribution.

    Shailabh has created the first mutual health insurance model in India that is community owned and led, thus giving them control to take care of their health more proactively.

    Vincent improves the livelihoods of smallholder producers by involving them, the organizations that serve them, and the corporations that buy their produce in a common effort to design better, fairer value chains.

    Jeff is structuring a new reconciliation economy to bring full economic citizenship to Indigenous populations that have been historically excluded and controlled by colonial systems in Canada. In doing so, he is putting power in the hands of Indigenous communities for self-determination and supporting Canadian society’s transition into a new era of Truth and Reconciliation.

    Brett is pioneering a science and design practice of ‘Oral Information Management.’ About a billion adults are illiterate or innumerate world-wide. Two-thirds of these are women. Based on published empirical research, Brett designs solutions for this ‘oral’ population to enable safe and independent use of modern financial instruments, like mobile wallets, account statements and enterprise records.